Comments for Giant Kid

Comment on Hawaii Fishing Tips by Artie

Artie — Tue, 07 Sep 2010 07:59:59 +0000

You can use frozen peas to catch all the vegetarian fish. I have fed them (unshelled) peas while snorkeling and seen some that were over twenty pounds. You might try putting three on one baitholder hook, another thing to use for the vegetarians is moss wrapped around the hook. You can find it (the moss) all around rocks nearest to and in the water around shorelines of creeks, bays and lakes. The locals pull tiny shrimp out of the seaweed piles that amass all along the shorelines and use a large clear (water fillable) bobber one quarter full of water to cast it out and it sinks to the depth where the air left in it stops it's descent. of course chunks of shrimp and pieces of frozen anchovies or mussels will work almost as well.
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Comment on Hawaii Fishing Tips by FishingHopeful

FishingHopeful — Tue, 07 Sep 2010 02:57:52 +0000

What is the best bait for shore fishing in Hawaii?
I am going to be fishing for fun, and really don’t care what I catch. I just want to cast out a line pretty far and leave it, and see if I can get anything (this may not be the best strategy, but I do not have the patience to keep casting, etc). What would be the best bait to use? What fish could I likely catch this way? Any tips for my suggested method would be appeciated?

Comment on What is the best money for fishing in runescape? by Mhernandez91

Mhernandez91 — Fri, 03 Sep 2010 14:37:59 +0000

I would go with Shark. Rocktail tends to be really fishy (Pun not intended) when selling them.
That or fish lobsters. They make quite a significant amount of money and they sell like hotcakes…
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Comment on What is the best money for fishing in runescape? by Tim

Tim — Fri, 03 Sep 2010 13:57:59 +0000

if your fishing level is 91 you wont make 90m from sharks. because my fishing level is 79 and i only will get 78m for fishing sharks to 99.
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Comment on Is there any place near me to go mountain biking? by Duncan The Puppy

Duncan The Puppy — Fri, 03 Sep 2010 13:49:59 +0000

Well, the link, below, has a directory to Mountain Bike shops and trails in the Sacramento area, and one thing you also could try is to ask around at the local bike shops if they have any organized rides you could join, or if they could at least tell you where the best places are.

Also check out Meetup.com, I’ll bet there’s a Mountain Biking Meetup Group in your area.

Good luck!… ☺
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http://maps.google.com/maps?f=q&source=s_q&hl=en&geocode=&q=mountain+bike+trails+near+sacramento,+CA&sll=27.245373,-82.513189&sspn=0.012209,0.019441&ie=UTF8&hq=mountain+bike+trails&hnear=Sacramento,+California&z=10

Comment on What is the best money for fishing in runescape? by Kervik

Kervik — Fri, 03 Sep 2010 13:36:59 +0000

What I remember circulating the forums was that monkfishes offer the fastest money and fishing experience. I could be completely wrong though, try researching monkfish nonetheless.

From the two candidates you’ve selected definitely choose Rocktail. For the sake of argument lets say that you fish Rocktail at the same rate for the same time you’ll get:

52, 000, 000 * 2 [months] = 104, 000, 000

From fishing sharks you’d get less than that, not to mention the speed at which you get sharks would make fishing even more tedious.
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Comment on What is the best money for fishing in runescape? by Daniel Smith

Daniel Smith — Fri, 03 Sep 2010 13:21:59 +0000

1000
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Comment on Pre-qualify for a Home Loan Before House Hunting by Alabama Realtor

Alabama Realtor — Fri, 03 Sep 2010 00:16:59 +0000

Your first step should be to talk to a mortgage officer. Sit down with your phone book and call to talk to them, don’t trust the Internet sites. This is important because it gives you a realistic price that you have to stay under. And it will let you know that you qualify to purchase a home before you go looking. The Realtor you talked to wasn’t out of line to send you for pre-qualification first. Maybe she could have done it more politely than she did, but it is her job to protect her sellers. Before she had them clean the house and leave it so she could show it she wants to know she is not completely wasting every ones time.

But that also protects you. If you just go out looking at all the beautiful homes you want to see regardless of price the homes you will be able to afford won’t look very good. You will already have a vision in your head of what your house is "supposed" to look like and will wind up unhappy with those in your price range.

Hope this helps,

Josh
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Comment on Pre-qualify for a Home Loan Before House Hunting by smileyc117

smileyc117 — Fri, 03 Sep 2010 00:14:59 +0000

Well you definitely don’t want to go through that realtor. Anyway, most realtors will want to know that you’ve at least been pre-approved for a mortgage so that they know they are not wasting their time with you. However, preapprovals only last for a couple of months and getting pre-approved requires that the bank pulls your credit report and that counts as an inquiry on your credit which can eventually hurt your credit score. What you should do is find some houses that have Open Houses scheduled and go check them out. Only get preapproved once you know for sure what you are looking for, etc. Once you get preapproved then find a realtor you are confident in and go from there. Any reputable real estate agent will be more than happy to take you on as clients without making pre-judgements about you. Also remember that the amount banks will approve you for is going to be a bit more than what you will actually be able to comfortably afford on a monthly basis.
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I just went through this process.

Comment on Pre-qualify for a Home Loan Before House Hunting by glenn

glenn — Fri, 03 Sep 2010 00:12:59 +0000

1st Don’t call the listing agent. Ask a friend or relative who they have used as a real estate buyer’s agent. Contact that buyer’s agent and use them to help you find a house. The owner is intending on paying the commission for the listing agent and the buyers agent out of the proceeds of the sale so you will not be out of pocket for your agent.

2nd Don’t get a loan over the internet. Don’t apply for a loan over the internet. Ask your friends or relatives who they have used as a mortgage broker and contact them. It would be great if you met them face to face, but if they are local you know that you always can meet them face to face in a crisis.

3rd It is very common for you to need a pre qualification letter before you make any offers. Most sellers will not consider an offer without one.
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